Here is a little information from EBay about why Paypal and Bank Transfer are preferable ways of making payments for online purchases: PayPal Send funds directly to a seller from a verified bank account or from a credit card Advantages

* Immediate and convenient. Payment is deposited directly into the seller's account. You can pay directly from the item listing page.

* No requirement that you use your credit card (you can transfer money directly from your bank account).

* Sellers don't see your credit card number (it is safely encrypted through PayPal's server), which limits the risk of unauthorized use.

* Automatic payment tracking.

* PayPal Buyer Protection offered on qualifying items - up to $1,000 in free coverage.

* Additional limited protection offered through PayPal's Money Back Guarantee. Learn more about using PayPal here: http://pages.ebay.com/help/pay/sending-payments-paypal.html Bank to Bank Wire Transfer Advantages

* Payment is sent directly from one recognized bank account to another account.

* Immediate and convenient.

* Payment is deposited directly into the seller's account. Disadvantages

* Payment is difficult to recover in cases of fraud.

Tip: If you are unsure about using this option, you can request the seller's contact information and verify that it is consistent with the information on the bank account. In case refunds are necessary for Flydolphin orders which have been paid by bank transfer, Flydolphin is happy to arrange to transfer money back to your bank account or Paypal account. The same guarantees and refunds policies apply to all Flydolphin orders, regardless of whether they have been paid by Bank Transfer or Paypal.